SnapCents app icon

SnapCents

Every cent makes sense.

A privacy-first iOS budget tracker. Scan receipts, track expenses, and understand your spending — all on-device.

Download on the App Store
SnapCents - Your Money, Visualized
SnapCents - Spending, Simplified
SnapCents - Instant Insights
SnapCents - Personal and Business
SnapCents - Dark Mode

Everything you need to track spending

Scan Receipts

Point your camera at any receipt. AI extracts the details instantly.

Smart Budgets

Set category limits and watch your progress in real time.

AI Insights

On-device AI analyzes your spending patterns and streaks.

Voice Entry

Say "Lunch $12 at Chipotle" — done in seconds.

Business Mode

Separate personal and business expenses with one tap.

100% Private

All data stays on your device. No servers. No tracking.

Statement Import

Drop in a PDF bank or credit card statement. Transactions extracted on-device.

Return Reminders

Never miss a refund deadline. Get alerted before return windows close.

Subscription Tracking

See all recurring charges in one place. Know exactly what you pay monthly.

Export Everything

PDF, Excel, or CSV reports ready for tax time or your accountant.

Your data never leaves your device

No accounts. No cloud. No tracking. Just you and your money. Every receipt, budget, and insight is processed and stored entirely on your iPhone.

Why We Don't Connect to Your Bank

No Bank Linking

We don't connect to your bank or use third-party data services. Your bank credentials stay with your bank.

Everything On-Device

Receipt scanning, voice entry, AI insights — all processed on your iPhone. Nothing uploaded.

Import Without Linking

Download a PDF statement from your bank's website. SnapCents parses it on your device.

Free to start. No credit card required.

Core expense tracking, receipt scanning, and voice entry are free. When you're ready for unlimited budgets, AI chat, exports, and more — Pro is there.

Download on the App Store

Frequently Asked Questions

Where is my data stored?

All data is stored locally on your iPhone. No servers, no cloud database. If you enable iCloud sync, your data is stored in your personal iCloud account — only you can access it.

Does SnapCents connect to my bank?

No. You add transactions by scanning receipts, voice entry, manual entry, or importing PDF bank statements — all processed on your device.

How does the AI assistant work without internet?

SnapCents uses Apple Foundation Models running entirely on your device. Your financial data is never sent to any server.

Is SnapCents really free?

Yes. The free tier includes core features with some limits. Pro unlocks more when you're ready. No ads, no data selling — ever.

Can I track business and personal expenses?

Yes. Separate profiles with instant switching. Each profile has its own transactions, budgets, and reports.

How much does Pro cost?

$3.99/month, $29.99/year (with 7-day free trial), or $74.99 lifetime.