Blog
Thoughts on privacy, budgeting, and building a finance app.
April 22, 2026
SnapCents vs Rocket Money: Track Subscriptions Without Handing Over Your Bank Login
Rocket Money requires bank linking and takes a cut of your savings. SnapCents tracks subscriptions and expenses privately on your device.
April 22, 2026
SnapCents vs Monarch: Why Your Budget App Shouldn't Need Your Bank Password
Monarch requires bank linking and costs $14.99/month. SnapCents tracks expenses privately on your device for free. Here's why that matters.
April 22, 2026
SnapCents vs EveryDollar: Zero-Based Budgeting Without the Ramsey Tax
EveryDollar charges $17.99/month for bank linking. SnapCents gives you budgeting, receipt scanning, and AI insights — privately and for less.
April 22, 2026
SnapCents vs Copilot Money: The Case for Keeping Your Finances Off the Cloud
Copilot Money costs $14.99/month and requires bank linking. SnapCents keeps everything on your device. Compare privacy, pricing, and features.
April 12, 2026
Zero Dependencies: Building a Finance App with Only Apple Frameworks
How SnapCents handles receipt scanning, on-device AI, bank statement parsing, and budgeting with zero third-party libraries.
April 12, 2026
SnapCents vs YNAB: Which Budget App Fits Your Style?
A detailed comparison of SnapCents and YNAB covering methodology, privacy, pricing, features, and which budgeting style each app is built for.
April 12, 2026
Free Budget Apps That Don't Sell Your Data (2026)
Which budget apps actually respect your privacy? A look at data practices across popular finance apps, and alternatives that keep your spending data private.
April 12, 2026
Budget App for Freelancers: Tracking Personal and Business Expenses in One App
How freelancers can stop mixing personal and business spending. Separate profiles, mileage tracking, receipt scanning, and tax-ready exports.
April 12, 2026
Best Private Budget Apps in 2026
A privacy-focused roundup of budget apps rated by where your data lives, what third parties are involved, and whether bank linking is required.
April 12, 2026
Best Expense Trackers Without Bank Linking (2026)
A fair comparison of expense tracking apps that work without connecting to your bank. Includes SnapCents, Goodbudget, YNAB, PocketGuard, and more.
April 12, 2026
How Apple Intelligence Works Inside a Real Budget App
An honest look at what Apple's on-device Foundation Models can and can't do for personal finance. Based on shipping a real app, not marketing slides.